Underinsured Motorists

In 2010, Wisconsin passed a new law making it mandatory for drivers to carry insurance.  Although some drivers may violate this requirement, a more frequent problem is that of underinsurance.  While the state’s requirement of insurance helps in that there are fewer uninsured drivers, it can often be problematic if a driver fails to secure more than the minimum requirement and is later at fault for a serious accident.

The state chooses the minimum requirement for insurance.  Drivers (who usually do not anticipate having an accident or otherwise needing insurance) often choose to purchase the minimum required amount.  This sometimes allows for cheaper premiums, which can make some individuals feel like they are saving money.  However, at times this backfires when they cause more damage than their policy covers.  A contributing factor to this problem is that medical costs are continually increasing, and even less severe accidents can cause injuries that require treatments costing an astronomical amount.

You may have been the victim in your accident, and yet your own insurance company or that of the driver at fault may be hesitating to pay for reasonable medical costs and other accident-related expenses. You may still be trying to recover physically from your accident, struggling to make ends meet as you face costly hospital and doctor bills.  This is clearly an unjust situation.  If you or a loved one is facing difficulties after being in an accident caused by an underinsured driver, contact the Racine insurance claims lawyers of Habush Habush & Rottier S.C. today.  Our caring and competent attorneys are ready to help you fight for the financial compensation that you need at this time.  Call us today at 800-242-2874.