Problems with Do It Yourself Bankruptcy Software

August 2nd, 2011 | Author: | Bankruptcy

When you are facing extreme financial difficulties you may feel like you have no one to turn to. Deciding to file for bankruptcy is a major decision and can drastically change your life. Ironically, filing for bankruptcy actually costs money. In fact, filing for Chapter 7 bankruptcy costs $299 while Chapter 13 bankruptcy costs $274. These fees can seem impossible for many people to pay because of their financial status, so they try to file for bankruptcy on their own with do it yourself computer software.

New bankruptcy laws have made the bankruptcy filing process much more difficult and complicated. To make sure you file for bankruptcy correctly and efficiently you need the professional help of a bankruptcy lawyer.

Problems with DIY Software

Even though hiring an attorney will cost you money, it is a practical and essential investment. Having an experienced attorney who knows the ins and outs of the bankruptcy code can help you fill out all the necessary paperwork and fight for any and all exemptions for which you may qualify. Using computer software to file for bankruptcy can come with the following problems:

  • No way to argue your side of the case with a judge
  • You are filing for bankruptcy alone without any professional assistance
  • No way to personalize your case
  • You may miss out on certain exemptions you qualify for

To make sure you are completely protected during your bankruptcy filing, contact a qualified bankruptcy attorney today and discus your situation and legal options. Filing for bankruptcy may protect you from debt collectors.



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